We recognise the vital role key personnel play in the success of your business. Our Business Protection Insurance solutions, offered through our sister company Towergate Health & Protection, are crafted to ensure the uninterrupted operation of your business even in the face of unforeseen challenges.

Key Features:

• Tailored Business Protection Cover: Our insurance solutions are customized to align with the unique needs of your business. We understand that every business is distinct, and our goal is to provide comprehensive protection tailored to your specific requirements.

• UK Based Support: Count on our dedicated UK-based support team to assist you throughout the process. Whether you have inquiries or need guidance, we are here for you.

Why Choose Business Protection Insurance with UK Commercial and Development Finance?

• Future-Proof Your Business: Safeguard the future of your business by preparing for the unexpected. Our Business Protection Insurance is designed to provide financial support in the event of losing a vital employee, ensuring business continuity.

• Tailored Cover: Receive coverage that is specifically relevant to your business needs. Our goal is to offer a solution that addresses the unique challenges your business may face.

• Reliable Payouts: With our Business Protection Insurance, you can trust that payouts will be reliable when you need them. We understand the importance of timely financial assistance in challenging circumstances.

• Flexible Payment Options: Ease your financial burden by opting for flexible payment options that suit your business’s cash flow.

About Business Protection Insurance:

Our coverage includes:

• Relevant Life Cover: A tax-efficient alternative to a ‘death in service’ policy that provides a cash lump sum to your key employee’s family in the unfortunate event of their passing while employed by your company.

• Key Employee Cover: Designed to protect your business in case of the death or severe illness of a key employee. The policy can pay out a lump sum to compensate for any loss in revenue or profits, ensuring your business stays on track.

• Shareholder or Partnership Cover: Provides a cash lump sum if one of the owners dies or suffers a severe illness, minimizing disruption by allowing the remaining owners to buy the deceased owner’s shares and retain control of the company.

• Business Loan Protection: Covers business loans and credit facilities if a business owner dies or becomes seriously ill. The lump sum can be used to repay outstanding business loans, some of which may have personal guarantees or obligations upon the owner’s death.