Investment

Things to consider with unsecured business loans Uncategorized January 3, 2024 When considering unsecured business loans, several important factors should be carefully evaluated before proceeding: Interest Rates and Fees: Understand the interest rates associated with the loan. Unsecured loans often have higher interest rates compared to secured loans due to the increased risk for lenders. […]

What to look out for when buying land to build on…. Uncategorized January 3, 2024 Buying land to build on requires careful consideration to ensure you’re making a sound investment. Here are important factors to consider: Location: Research the location thoroughly. Consider proximity to amenities such as schools, hospitals, shopping centers, transportation hubs, and employment

Can I Borrow From Development Finance Lenders as a New Property Developer? Uncategorized January 3, 2024 100% Yes! It’s possible for new property developers to borrow from development finance lenders. Development finance lenders will assess the viability of a project based on various factors such as the developer’s project and industry experience, the location, size

How Long Does a Development Finance Application Take? Uncategorized January 3, 2024 A development finance application process can vary significantly based on several factors, including the complexity of the project, the comprehensiveness and clarity of your application, and how quickly reports can be completed. Generally, the timeline for a development finance application can range from

What are the Average Interest Rates on Property Development Finance? Uncategorized January 3, 2024 Obviously we have been going through a little bit of a crisis period with interest rates since October 2022 and the mini budget announcement, but we are pleased to start seeing interest rates stabalise and slowly they will start to reduce

When do I pay back my Development Finance Loan? Uncategorized January 3, 2024 The repayment of a development finance loan is typically repayable within 12 – 36 months. It depends on the size of your project. The quicker the better from a developer point of view because you will save money on the interest accumulated

Can I get an unsecured business loan? Uncategorized January 3, 2024 Yes, it is possible to obtain an unsecured business loan, but simply put, it all depends on your individual and business circumstances. There are alot of factors to assess before saying yes, no or even maybe! In our experience, unsecured business loans don’t generally

What is an energy performance certificate? January 3, 2024 On the 1st August 2007 the UK government introduced EPC’s in England and Wales as part of the Home Information Packs (HIPS) for domestic properties with 4 or more bedrooms and as time went on the government evolved EPC’s into a requirement for all property, eventually

How to write a business plan Uncategorized January 3, 2024 We have written tonnes of business plans over the years, not just for ourselves, but also for our clients. It is a common theme for clients seeking commercial and development finance that lenders request; a schedule of works, business accounts, proof of income, business bank

Who are UK Commercial and Development Finance? Uncategorized January 3, 2024 Simply put, we are a team of specialist finance brokers, specialising in advice on commercial mortgages, unsecured business loans and development finance. Over the years we have operated this non-regulated area of advice under our other business, Integra Financial, but due to some network